@import url('/assets/fonts.css');
:root{--ink:#142b46;--muted:#526377;--blue:#1553a1;--line:#dce4ed;--pale:#f1f6fb;--white:#fff;--radius:14px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font:400 17px/1.65 Lato,Arial,sans-serif}a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:4px}a:hover{color:#092f66}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{outline-offset:5px}img{max-width:100%;display:block}h1,h2,h3,h4{line-height:1.13;margin:0 0 20px;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,4.8vw,4.7rem);font-weight:900}h2{font-size:clamp(2rem,3vw,3rem);font-weight:900}h3{font-size:1.4rem;letter-spacing:-.02em}p{margin:0 0 22px}ul,ol{padding-left:22px}li{margin:8px 0}.wrap{width:min(1200px,calc(100% - 64px));margin:auto}.skip{position:absolute;top:-100px}.skip:focus{top:8px;left:8px;z-index:100;background:white;padding:12px}.topline{background:var(--ink);color:#e4edfa;font-size:13px;letter-spacing:.03em}.topline .wrap{display:flex;justify-content:space-between;padding:8px 0}.topline a{color:white}.site-header{background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:100px}.brand{color:var(--ink);text-decoration:none;display:flex;align-items:center;gap:12px;flex-shrink:0}.brand-name{font-weight:900;letter-spacing:.08em;font-size:24px;line-height:1}.brand-name small{display:block;font-size:9px;letter-spacing:.12em;line-height:1.8;margin-top:6px}.brand img{width:46px;height:46px}.nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:700}.nav a{text-decoration:none;color:var(--ink)}.nav a:hover,.nav a[aria-current=page]{color:var(--blue)}.nav .button{color:white}.menu-button{display:none;background:white;border:1px solid var(--line);border-radius:6px;padding:7px 12px}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;border-radius:5px;background:var(--blue);border:1px solid var(--blue);padding:13px 23px;font-size:15px;font-weight:700;line-height:1.45;text-decoration:none;color:white;cursor:pointer;transition:background .15s,transform .15s}.button:hover{background:#103d76;color:white;transform:translateY(-1px)}.button.secondary{background:transparent;color:var(--ink);border-color:#b5c3d3}.button.secondary:hover{background:var(--pale)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.eyebrow{font-size:12px;letter-spacing:.15em;text-transform:uppercase;font-weight:900;color:var(--blue);margin-bottom:20px}.hero{padding:76px 0 58px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}.hero h1 em{font-style:normal;color:var(--blue)}.hero .lead{max-width:610px}.lead{font-size:20px;color:var(--muted);line-height:1.65}.hero-photo{position:relative;padding-bottom:42px}.hero-photo img{width:100%;height:510px;object-fit:cover;border-radius:4px 80px 4px 4px}.photo-caption{position:absolute;bottom:0;left:32px;right:-16px;background:var(--ink);color:white;padding:25px 30px;border-radius:4px;box-shadow:0 12px 25px #112c4215}.photo-caption strong{display:block;font-size:22px;line-height:1.3}.photo-caption span{font-size:14px;color:#c3d4e7}.spectrum-line{height:5px;background:linear-gradient(90deg,#df4753 0 16.66%,#ed8e39 16.66% 33.33%,#e9bb39 33.33% 50%,#4b9c78 50% 66.66%,#3888ca 66.66% 83.33%,#8052a0 83.33%)}.proof-strip{border-block:1px solid var(--line);padding:26px 0}.proof-strip .wrap{display:flex;justify-content:space-between;gap:20px}.proof-strip strong{display:block;font-size:20px}.proof-strip span{font-size:14px;color:var(--muted)}.section{padding:80px 0}.soft{background:var(--pale)}.dark{background:var(--ink);color:white}.dark p{color:#c2d1e0}.dark .eyebrow{color:#9dbfea}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:38px}.section-heading h2{max-width:650px;margin-bottom:0}.section-heading p{max-width:420px;margin:0;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:white;color:var(--ink);display:flex;flex-direction:column;align-items:start}.card p{font-size:16px;color:var(--muted)}.card .more{margin-top:auto}.card .number{font-size:13px;color:var(--blue);font-weight:900;letter-spacing:.1em;display:block;margin-bottom:32px}.card:hover{border-color:#9fb5d0}.more{font-size:15px;font-weight:700;text-decoration:none}.tag{font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:900;color:var(--blue);margin-bottom:16px;display:block}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.steps{counter-reset:steps}.step{display:grid;grid-template-columns:45px 1fr;gap:14px;padding:24px 0;border-bottom:1px solid #ffffff28}.step:before{counter-increment:steps;content:'0' counter(steps);color:#9bbbe0;font-size:14px}.step h3{font-size:21px;margin-bottom:10px}.step p{font-size:16px;margin:0}.link-list{list-style:none;padding:0;margin:0}.link-list li{border-bottom:1px solid var(--line);margin:0}.link-list a{display:flex;gap:16px;align-items:center;justify-content:space-between;padding:20px 0;text-decoration:none;font-weight:700}.link-list a:after{content:'↗'}.cta{padding:55px;border:1px solid #cbd9e9;background:var(--pale);border-radius:var(--radius);display:flex;align-items:center;justify-content:space-between;gap:40px}.cta h2{font-size:34px;margin-bottom:12px}.cta p{margin:0;max-width:640px;color:var(--muted)}.cta .button{flex-shrink:0}.page-hero{padding:36px 0 60px;background:var(--pale)}.breadcrumb{font-size:13px;margin-bottom:38px;color:var(--muted)}.breadcrumb a{color:var(--muted)}.page-hero h1{font-size:clamp(2.4rem,4vw,4rem);max-width:880px}.page-hero .lead{max-width:830px}.hero-meta{display:flex;gap:25px;flex-wrap:wrap;border-top:1px solid #d5e0ed;padding-top:24px;margin-top:32px;font-size:14px;color:var(--muted)}.content-layout{display:grid;grid-template-columns:245px minmax(0,1fr);gap:65px;align-items:start}.toc{position:sticky;top:125px;border-left:2px solid var(--line);padding-left:22px}.toc strong{font-size:13px;letter-spacing:.05em;text-transform:uppercase}.toc a{display:block;margin:12px 0;color:var(--muted);font-size:14px;text-decoration:none}.toc a:hover{color:var(--blue)}.toc .button{color:white;margin-top:25px;display:inline-flex;font-size:13px}.prose{max-width:830px}.prose section{margin-bottom:52px}.prose h2{font-size:32px}.prose h3{font-size:22px;margin-top:28px}.prose p,.prose li{color:#43566b}.prose .grid{gap:16px}.prose .card{padding:24px}.prose .card h3{margin-top:0}.note{border-left:3px solid var(--blue);background:var(--pale);padding:22px 25px;margin:24px 0;color:var(--muted);font-size:15px}.report-box{background:var(--ink);color:white;padding:35px;border-radius:var(--radius);display:grid;grid-template-columns:1fr auto;gap:25px;align-items:center}.report-box h3{color:white;margin:0 0 10px}.report-box p{color:#c6d4e5;font-size:15px;margin:0}.report-box .button{background:white;color:var(--ink);border-color:white}.report-box .tag{color:#a9c8ed}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:700;padding-right:26px;line-height:1.5}.faq p{margin:16px 0 0;color:var(--muted)}.table-scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:15px}th{text-align:left;background:var(--pale);font-weight:900}th,td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top}td:first-child{min-width:105px;font-weight:700}.agenda td:nth-child(2){min-width:140px}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.contact-info a{display:inline-block;margin-bottom:18px;font-size:20px}.contact-info h2{font-size:32px}.inquiry-form{padding:35px;border:1px solid var(--line);border-radius:var(--radius)}label{display:block;font-weight:700;font-size:15px;margin-bottom:8px}input,select,textarea{width:100%;padding:12px;border:1px solid #afbdcc;border-radius:4px;background:white;color:var(--ink);margin-bottom:20px}textarea{min-height:150px;resize:vertical}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.fineprint{font-size:13px;color:var(--muted)}.site-footer{padding:60px 0 25px;background:#0e2137;color:#c6d2df;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:45px}.site-footer .brand{color:white}.site-footer .brand-name{font-size:22px}.site-footer h3{font-size:16px;color:white}.site-footer a{color:#c6d2df;text-decoration:none}.site-footer a:hover{color:white}.site-footer .footer-links a{display:block;margin:9px 0}.site-footer p{margin-top:22px;max-width:310px}.legal{margin-top:40px;padding-top:25px;border-top:1px solid #ffffff25;font-size:12px;display:flex;justify-content:space-between;gap:30px}.case-label{display:inline-block;background:#e8f0f9;color:#164e8c;padding:5px 10px;border-radius:3px;font-size:12px;font-weight:700;margin-bottom:20px}.print-button{background:white;color:var(--blue);border:1px solid var(--line);padding:8px 16px;cursor:pointer;border-radius:4px;font-size:14px}.source-link{font-size:13px;color:var(--muted)}.definition{border-block:1px solid var(--line);padding:22px 0;margin:25px 0}.definition strong{font-size:19px}.form-status{margin-top:16px}.discovery-box{padding:28px;border-radius:10px;background:var(--pale);margin-top:30px}.discovery-box h3{font-size:21px}::selection{background:#dbeafc}
@media(min-width:1300px){.hero{padding-top:90px}.hero h1{font-size:68px}}@media(max-width:1050px){.nav{gap:13px;font-size:13px}.nav .button{padding:11px 15px}.brand-name{font-size:20px}.hero-grid{gap:35px}.hero-photo img{height:470px}.wrap{width:calc(100% - 44px)}.content-layout{gap:35px;grid-template-columns:205px minmax(0,1fr)}.section{padding:60px 0}}
@media(max-width:850px){.menu-button{display:block}.header-inner{min-height:82px}.nav{display:none;position:absolute;top:82px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:24px;flex-direction:column;align-items:stretch;gap:0}.nav.open{display:flex}.nav a{padding:12px;font-size:16px}.hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:35px}.hero{padding-top:45px}.hero-photo{max-width:620px}.hero-photo img{height:390px}.photo-caption{right:0}.hero h1{max-width:640px}.proof-strip .wrap{flex-wrap:wrap}.proof-strip .wrap>div{width:45%}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.section-heading{display:block}.section-heading p{margin-top:20px;max-width:650px}.content-layout{display:block}.toc{position:static;display:flex;flex-wrap:wrap;gap:8px 20px;border:0;padding:0 0 30px;margin-bottom:25px;border-bottom:1px solid var(--line)}.toc strong{width:100%}.toc a{margin:0}.toc .button{display:none}.footer-grid{grid-template-columns:1.5fr 1fr;gap:35px}.cta{padding:35px;display:block}.cta .button{margin-top:24px}.report-box{grid-template-columns:1fr}.report-box .button{justify-self:start}}
@media(max-width:540px){body{font-size:16px}.wrap{width:calc(100% - 36px)}.topline .wrap>span:last-child{display:none}.topline{font-size:12px}.brand img{width:39px;height:39px}.brand-name{font-size:20px}.hero{padding-bottom:35px}.hero h1{font-size:43px;letter-spacing:-.045em}.lead{font-size:18px}.hero-photo img{height:310px;border-top-right-radius:55px}.photo-caption{left:15px;padding:21px}.photo-caption strong{font-size:20px}.grid,.grid.two{grid-template-columns:1fr}.section{padding:48px 0}.section-heading h2{font-size:32px}.card{padding:25px}.card .number{margin-bottom:20px}.page-hero{padding-bottom:38px}.page-hero h1{font-size:39px;overflow-wrap:anywhere}.breadcrumb{margin-bottom:25px;font-size:12px}.hero-meta{gap:12px 22px}.cta{padding:25px}.cta h2{font-size:29px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-grid>div:first-child{grid-column:1/-1}.legal{display:block}.field-row{grid-template-columns:1fr;gap:0}.inquiry-form{padding:23px}.proof-strip strong{font-size:18px}.proof-strip span{font-size:13px}.prose h2{font-size:29px}.actions .button{padding:12px 18px}.report-box{padding:25px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}@media print{.site-header,.topline,.site-footer,.toc,.cta,.actions,.print-button{display:none!important}body{font:11pt/1.5 Arial;color:#000}.wrap{width:100%}.section,.page-hero{padding:15px 0;background:white}.content-layout{display:block}.prose{max-width:none}h1{font-size:28pt!important}h2{font-size:20pt!important}table,section,.card{break-inside:avoid}a{color:#000}.faq details p{display:block}}

/* Page-specific editorial imagery, with stable space reserved before loading. */
.page-hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:center;gap:54px}.page-hero-copy{min-width:0}.page-hero-grid h1{font-size:clamp(2.35rem,3.5vw,3.7rem)}.page-hero-image{margin:0;min-width:0}.page-hero-image img{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:4px 64px 4px 4px}.page-hero-image figcaption{font-size:12px;line-height:1.5;color:var(--muted);margin-top:10px}.page-hero-grid:not(:has(.page-hero-image)){display:block}
@media(max-width:850px){.page-hero-grid{grid-template-columns:1fr;gap:30px}.page-hero-image{max-width:680px}.page-hero-grid h1{font-size:clamp(2.4rem,6vw,3.6rem)}}
@media(max-width:540px){.page-hero-image img{border-top-right-radius:42px}.page-hero-grid h1{font-size:39px}}
@media print{.page-hero-grid{display:block}.page-hero-image{display:none}}